Obamacare has been debated every since its infancy. Many doctors have expressed patient confusion around coverage. A lot of the patients who had Medicaid are being converted to Obamacare. We already know reimbursements for Medicare and Medicaid are decreasing. So what do we need to know today about Obamacare?
Obamacare in Supreme Court: King v. Burwell
For second time, Obamacare is being debated in the Supreme Court. The case, King v. Burwell, is debating whether or not the Obama administration has ignored the actual text of the law and provided taxpayer-funded subsidies to Obamacare purchasers in all 50 states, when in actuality the law states it can only be in the few states that set up their own exchange.
Expert and opposer, Dr. Betsy McCaughey explains: "Of course, there have been lots of predictions of a potential insurance disaster if the Supreme Court rules that Obamacare is no more, however the court has already said if they do rule against the Obama Administration, that they would postpone its impact until next year."
Dr. McCaughey also noted a plan in Congress being worked on now. "The Republicans in Congress have already put together what they call the "Exit Ramp Plan," if that happens. It will provide substitute subsidies for people who need help buying health insurance. It will also allow people in those 37 states that are affected to choose whatever kind of insurance they want. It won't have to be the one-size-fits-all plan."
If that does happen, people will be able to buy their insurance any day of the year and not be limited to the open enrollment period Obamacare mandates. There would also be no more penalties towards people who don't have insurance or employer penalties. Dr. McCaughey explains: 'This will relieve the pressure employers are having." She predicts, this could create more job opportunities.
She also predicts the U.S. would save $750 billion over the next 10 years in relief because Obamacare entitlements are so costly, meaning more money for other things.
Go to BetsyMcCaughey.com to learn more and look for her new book "Beating Obamacare."
Obamacare and Insurance Accessibility
Dr. Marc Siegel, Professor of Medicine at NYU Langone Medical Center also opposes Obamacare. "It does seem that more people are covered but the overall the system may not be getting patients the access they need."
Dr. Siegel outlines two main issues with Obamacare.
1. Narrow Networks
There's a limitation to the number of doctors patients have access to. "I had a patient with severe psoriasis that I was treating, and then the doctor stopped taking the insurance, so I had to switch to a lesser treatment, simply because of the insurance."
Patients have less access to the best doctors, surgeons, and other healthcare providers due to the narrow networks Obamacare has put into effect. The reality is, not every doctor or specialists is going to take every insurance. The value of experts is diminished due to limitations Obamacare puts forth.
2. Pressure on Doctors
Another issue is the pressure put on hospitals from Medicare and government mandates around patient satisfaction surveys. In April, the government is going to instill a 1-5 star rating for all hospitals nationally. Obamacare and The Affordable Care Act increased the importance of patient scores for hospital quality care ratings and overall score.
The reality is, it's difficult to put a number on the quality of care when so many factors matter.
Dr. Ben Carson on Obamacare
"A lot of people don't really understand my opposition to Obamacare. It doesn't have as much to do with medicine as it has to do with the concept of America. America was supposed to be a country that was for the people, in which the government dictates to the people. It's completely antithetical to the original way we were supposed to do things."
Dr. Carson went on to say: "The reason healthcare is so important is because it's the most important thing you have. There is nothing you could possibly possess that equals your life and your health."
No one could argue with that. The Supreme Court is set to rule on Obamacare this summer.